Van Finance Options
At Cheshire Motor Exchange, we offer flexible finance solutions to help you purchase your next van with ease. We work with Jigsaw Finance to provide competitive options for a wide range of credit profiles.
Our aim is to make the process simple, clear and straightforward from start to finish.
Frequently Asked Questions
Should I buy a van on finance?
Finance allows you to spread the cost of your van through manageable monthly payments, making higher-quality vehicles more accessible. As with any agreement, interest applies and payments must be maintained. The right option will depend on your individual circumstances.
Can van finance be transferred to another vehicle?
Finance agreements are typically linked to a specific vehicle and cannot be transferred. If you change vehicles, the existing agreement will usually need to be settled before arranging new finance.
What’s the difference between HP, PCP and a personal loan?
Hire Purchase (HP) spreads the cost over fixed monthly payments, with ownership at the end of the agreement. Personal Contract Purchase (PCP) usually offers lower monthly payments, with the option to make a final payment to own the vehicle, return it or part-exchange it. A personal loan provides immediate ownership, although it may not offer the same flexibility as vehicle-specific finance products.
Can I apply for van finance in joint names?
Yes, many lenders accept joint applications, which can improve the likelihood of approval. All parties are equally responsible for repayments.
Can I pay off my finance early?
Most agreements can be settled early, which may reduce the total interest payable. Early repayment fees may apply depending on the terms of the agreement.
Get in Touch
If you’re interested in financing your next van, please enquire on your chosen vehicle or contact our team directly. We’ll be happy to guide you through your options.
Call us on 01625 460 996
Important Information
Cheshire Motor Exchange is a credit broker and not a lender. We can introduce you to a limited number of lenders. Finance is subject to status and affordability. Terms and conditions apply.
